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Equipment Leasing
Programs & Options
In addition to equipment cost, our
capital and operating leases also allow for "soft
costs" like installation, training an initial warranty extension,
shipping
and tax to be included in the lease.
Programs
 | QuickLease™. $2,000-$75,000. One-page
application. No financials, no
business plan. Pre-approvals in 30 minutes [MORE
about QuickLease]
|
 | Commercial Lease. $50,000-$5,000,000 for more substantial
clients.
Financial data required. Our most aggressive rates
[MORE
about Commercial Lease]
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Lease
Types
 | Lease To Own.
($1 Buyout,
Capital Lease,
Finance Lease
or
Bargain Purchase Lease) These 4 terms describe leases that combine
lower, fixed monthly payments with the guaranteed-in-advance right to
purchase the equipment at the conclusion of the lease term at a
pre-determined price--usually $1.00. Ownership of the equipment
anticipated. (Available in
most, but not all states. Please call for details)
|
 | Lease With Option
To Buy (FMV or Operating Lease).
Provides
greater flexibility and lower monthly payments than the Lease-To-Own
format. In an operating lease there is no expectation of
ownership at lease end. Key benefits of these lease types include 4 monthly lease-end options::
 | Return the equipment
to First Capital with no further obligation (operating), OR |
 | Purchase the equipment for its fair market value
at the time, OR |
 | Continue
leasing for additional months at a reduced monthly payment,
OR |
 | Purchase the
equipment for a fixed amount--usually 10% of its price. (Must
be agreed to in advance) |
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Specialty
Lease Programs
 | Start-Ups &
New Business Leases No problem!
[MORE] |
 | Credit Challenged?
Previous slow pays, paid tax liens, even
bankruptcies (adjudicated 3 yrs w/good pay since) We get them done!
|
 |
No
Monthly Payments for 4 Months!
[MORE
About 4 Month Deferrals |
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Software
Only. Up to 100% financing for software-only
purchases. including custom software and some "consulting." [More
about software leasing]
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 | Used Equipment,
NO PROBLEM. Almost any used equipment except computers
and copiers. Does your client need to sell his used
equipment to buy your new equipment--we can finance both
transactions. |
 | Accounts
Receivable &
Working Capital.
Unleash the cash tied up in
your customer receivables! Turn your outstanding receivables in your
own working in capital in days instead of weeks and months.
[
MORE about Factoring] |
 | Used Equipment. Does your client need to sell his used
equipment to buy your new equipment--we can finance both
transactions. |
 | Sale Leaseback. Has the equipment already been
recently delivered and
the client would like to get his cash out? We can do it!
|
 | Vendor Pre-Funding. Deposits to the vendor--up to 100% prior
to equipment delivery |
 | Websites & e-Commerce sites.
Lease-to-own financing for software and
development
[MORE about software leasing
|
 | Commercial Vehicles--TRAC & Conventional
Leases. Construction, Titled
Vehicles, Trucks, Trailers, Vans, Limos & Cars.
[MORE
about Truck Leasing] |
 | Municipal, State & Federal
Government Leases. Special
rates and a variety of repayment structures.
[MORE
about government leasing] |
Cash Flow
Friendly Options
First Capital has a number of programs
designed to complement and/or enhance the real "affordability"
of a lease transaction.
[MORE]
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